Individuality thanks to flexibility

Depending on the insured basic wage, different pension plans can be chosen.  These cover the statutory minimum requirements or, in addition or exclusively, benefits that exceed the statutory requirement, depending on the policyholder’s preferences.


This means that self-employed individuals are also able to join the SAAM pension fund. They will even benefit from the fact that by law they are not required to take out an obligatory pension plan. This may prove interesting in terms of tax.


It is also possible to insure variable wage components such as bonuses or gratuities. 


Plan options




Supplemental savings plans